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Yo!
My entree into socializing in public places has slowly begun. My pre-pandemic routines feel new and fresh. One thing about the transition that has been most surprising is how crazy easy it is to spend money when out and about. Sure, life is consumer-driven here in the US, but it's jarring after a year of staying at home.
It's never been harder to part with my dollars. It is a weird and new but welcome feeling to pause and reflect on the ridiculousness of a $12 smoothie. I’m not saying that a smoothie cannot be worth $12 considering the quality of the ingredients, the living wage of the person making it, and the fact that I live in a major city. It’s just that I feel like I’m looking at my spending habits with a fresh set of eyes. The pandemic has given me a chance to do a hard reset on my consumption habits. It’s like I was finally able to close the 57 tabs open on my browser and restart my computer - nothing may have changed except the feeling I have of getting a fresh start.
Here's to hoping this new state of mindfulness sticks.
Your favorite financial friend,
Paco
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1. 🤓 Financial Budgeting Tips For Single Parents Explained (HYG for Refinery29) In this month’s Taking Stock piece, I talk about how to create a financial plan when you're a new single parent — and where you can look for support. 🤓
2. 🤙🏽 The Psychology of Money: What You Need To Know To Have A (Relatively) Fearless Financial Life (Forbes) "The key is self-awareness. Much of our emotional world is unconscious. But it’s not that hard to access if you know what to look for and have a blueprint…"
3. 🔃 Want Not, Waste Not (NOEMA) To save the biosphere, curb upstream consumption — not just downstream emissions.
4. 🤲🏽 What It Was Like Growing Up on a Commune (The Nation) “We do it together, we do it for each other, and we don’t pay someone else to do the things that matter. That was what the commune meant, and it was the most profound lesson of my upbringing.”
5. 🤓 A bookkeeping thing: How to Choose an Accountant (HYG Original) A good accountant will help you grow your company, work with you to help you understand how your finances are impacting your business and play a vital role in managing the complex financial work. The best ones will play a vital role in the growth of your company. 🤓
6. 🎓 Higher Ed 2.0 (What We Got Right/Wrong) (No Mercy / No Malice) Higher ed presents a promise for America and the world. But every year, my industry falls further from that promise. The underpinnings of that view are simple and static: Higher ed has increased its prices by 1,400 percent since the late 1970s, but the product has not appreciably changed — the biggest cost driver is administrative bloat.
7. 🤑 You’re Not Crazy. Money Is. (Intelligencer) “On the one hand, pandemic payments are running out and your rent is due; on the other, last year the U.S. government pulled 13 million people out of poverty with a few million strokes of the autopens. In an era defined by slow growth and flatlined productivity (if not outright economic stagnation) and marked by widening inequality and underemployment, “money” feels at once deadly serious and stupidly silly.”
8. 💎 The Triumph of the Celebrity Endorsement (The New York Times) “Today you can wear Kim Kardashian shape-wear under Nicole Richie sleepwear on a Rita Ora duvet tossed with an Ellen DeGeneres pillow. You can raise your child on Jennifer Garner organic baby food and Jessica Alba organic cotton wipes and organic diapers with jaunty prints designed by Kristen Bell and Dax Shepard. You can shake up some drinks with Drake champagne, Chainsmokers tequila, Post Malone rosé and cocktail mixers courtesy of Jax Taylor and Lance Bass, and then — in select jurisdictions — roll Snoop Dogg cannabis in Wiz Khalifa papers and ash into a receptacle lovingly designed by Seth Rogen. And that’s not even counting the class of social media personalities, like Addison Rae, who have appeared to leap effortlessly from executing 15-second TikTok dance routines to alchemizing fully articulated makeup lines.”
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or tell us a money story! 844-777-PACO. |
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The Nerdletter is written and curated by Paco de Leon and a tiny editorial support team. Please consider several ways you can contribute to this important mission –
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Thanks for being part of the crew and reading this far. Peace. |
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