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Howdy, my friend,
Last week, on a long summer day, I read this line in Maria Semple’s novel This One Is Mine. It jumped out at me, and I've been thinking about it a lot.
Those who understand compound interest earn it; those who don't pay it.
It was a simple comment made by a flawed character but a solid reminder that every day our smallest decisions and habits are compounding, whether we like it or not. The subtle difference between understanding how a force works for us or against us makes a world of difference.
What financial habits are you allowing to compound? What habits are you choosing to compound? Hit reply and let me know.
Your finance friend,
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1.🤓 Things I'm Reflecting On During This Unique Moment In History (HYG Original by Paco) Over a year ago I compiled these thoughts, and they're still top-of-mind 🤓
2. 🦾 Amazon Prime Day Is Dystopian (The Atlantic) The subscription service is Amazon’s greatest—and most terrifying—invention.
3. 🛍 Why do we buy what we buy? (Vox) “If you think about the particular things people want, it mostly has to do with being the kind of person that they think they are because there’s a consumption style connected with that.”
4. ☠️ My Personal Brand Is I Don’t Want to Die (McSweeneys) Because sometimes you have to laugh about the state of our health care when you're a freelancer or else you'll sob uncontrollably.5. 💸 The Millionaires Who Want to Abolish Extreme Wealth (The New Republic) “Taxes are a tool to constrain incomes, as well as set norms for behaviors, among other things. The way we tax different activities speaks to our priorities as a society.”6. 🤓 A bookkeeping thing: Things Your Bookkeeper Will Do For You Summer is when creative business owners might rest and reflect about the seasons ahead of us, is it time to outsource your bookkeeping? 🤓 7. 🎩 The Strange Story of Dagobert, the “DuckTales” Bandit (The New Yorker) In the nineties, a frustrated artist in Berlin went on a crime spree—building bombs, extorting high-end stores, and styling his persona after Scrooge McDuck. He soon became a German folk hero.8. 🦅 How Deceptive Campaign Fund-Raising Ensnares Older People (New York Times) “Older Americans, a critical source of political donations, often fall victim to aggressive and misleading digital practices. A broad Times analysis points to the scope of the problem.”
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🤓 Something new! We're offering a portion of our classified ad space to newly created, not-yet-profitable, BIPOC, and female-identifying owners' projects through 2021 free-of-charge to our subscriber community. Do you have a project or business that could use a boost during these weird times? Let us know about it, and we'll schedule it to appear in The Nerdletter. 🤓
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The Nerdletter is written and curated by Paco de Leon and a tiny editorial support team. Please consider several ways you can contribute to this important mission –
an inclusive conversation about money, finances, and capitalism for Creatives.
We can't do this work without you.
Thanks for being part of the crew and reading this far. Peace. |
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Our home office is located in Los Angeles, California, the traditional lands of the Gabrielino/Tongva peoples. We acknowledge with gratitude the traditional custodians of this land and pay our respects to their Elders, past and present.
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